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A soft magnetic alloy or the like combines high saturated magnetic flux density, low coercive force and high magnetic permeability μ′. A soft magnetic alloy having the composition formula (Fe(1−(α+β))X1αX2β)(1−(a+b+c+d+e))BaSibCcCudMe. X1 is one or more elements selected from the group consisting of Co and Ni, X2 is one or more elements selected from the group consisting of Al, Mn, Ag, Zn, Sn, As, Sb, Bi, N, O and rare earth elements, and M is one or more elements selected from the group consisting of Nb, Hf, Zr, Ta, Ti, Mo, μ′ and V. 0.090≤a≤0.240, 0.030